{"id":17201,"date":"2022-09-02T19:52:38","date_gmt":"2022-09-02T19:52:38","guid":{"rendered":"https:\/\/www.getbellhops.com\/blog\/?p=17201"},"modified":"2022-11-03T18:48:50","modified_gmt":"2022-11-03T18:48:50","slug":"things-i-wish-i-knew-as-a-homeowner","status":"publish","type":"post","link":"https:\/\/www.getbellhops.com\/blog\/things-i-wish-i-knew-as-a-homeowner\/","title":{"rendered":"Things I wish I knew as a homeowner"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_38 counter-hierarchy ez-toc-counter ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Jump Ahead To: <\/p>\n<span class=\"ez-toc-title-toggle\"><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.getbellhops.com\/blog\/things-i-wish-i-knew-as-a-homeowner\/#Expecting_unforeseen_costs\" title=\"Expecting unforeseen costs\">Expecting unforeseen costs<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.getbellhops.com\/blog\/things-i-wish-i-knew-as-a-homeowner\/#Know_the_records_on_the_home\" title=\"Know the records on the home\">Know the records on the home<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.getbellhops.com\/blog\/things-i-wish-i-knew-as-a-homeowner\/#Consider_investing_in_your_home\" title=\"Consider investing in your home\">Consider investing in your home<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.getbellhops.com\/blog\/things-i-wish-i-knew-as-a-homeowner\/#Think_twice_about_DIY\" title=\"Think twice about DIY\">Think twice about DIY<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.getbellhops.com\/blog\/things-i-wish-i-knew-as-a-homeowner\/#Dont_skip_over_inspections\" title=\"Don\u2019t skip over inspections!\">Don\u2019t skip over inspections!<\/a><\/li><\/ul><\/nav><\/div>\n<p>Being a homeowner can be overwhelming, especially if you\u2019re a first-timer! Believe us when we say that a lot of us have been there. We\u2019ve gathered a summary of the most common things people wish they knew about home ownership \u2013 before they were homeowners.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Expecting_unforeseen_costs\"><\/span>Expecting unforeseen costs<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Something that no one truly prepares you for is all the costs \u2013 both foreseen and unforeseen \u2013 that come with being a homeowner. Huffington Post recommends staying ahead of expenses like closing costs, homeowners association (HOA) fees, maintenance, insurance, etc. by setting aside 2-5% of the total cost of your house on an annual basis. So if you paid $100,000 for your house, be prepared to set aside $2,000-$5,000 each year, just to be safe.<\/p>\n<p>In the first year, homeowners typically spend an additional sum, averaging $5,000-$10,000 on painting, hardware, roofing, and more. Check out our post, What to consider before buying a house, for tips on choosing a home that will save you money.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Know_the_records_on_the_home\"><\/span>Know the records on the home<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>While buying a home that was previously foreclosed upon is often a cheaper option, we advise first-time homebuyers to stay away from these properties. The Ashton Group warns people to be cautious as these homes often come with steep costs. Title issues, like a tax lien with the home, could come up and any debt the previous owners had would become your responsibility. Debt like repair costs and unfinished renovations where you might find yourself spending more than you anticipated. A way to prevent this is to get title insurance to protect yourself in these situations.<\/p><div class=\"getbe-middle\" style=\"margin-left: auto; margin-right: auto; text-align: center; \" id=\"getbe-1046358746\"><a href=\"https:\/\/www.getbellhops.com\/book\/service\/\" aria-label=\"The Better Way to Move\"><img loading=\"lazy\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" alt=\"The Better Way to Move\" sizes=\"(max-width: 600px) 100vw, 600px\" width=\"600\" height=\"160\" style=\" max-width: 100%; height: auto;\" class=\"lazyload\" data-src=\"https:\/\/www.bellhopblog.com\/blog\/wp-content\/uploads\/2024\/03\/600x160.png\" data-srcset=\"https:\/\/www.bellhopblog.com\/blog\/wp-content\/uploads\/2024\/03\/600x160.png 600w, https:\/\/www.bellhopblog.com\/blog\/wp-content\/uploads\/2024\/03\/600x160-300x80.png 300w\"><\/a><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Consider_investing_in_your_home\"><\/span>Consider investing in your home<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>When asked by Business Insider, some homeowners wish they had considered investing in a multi-family unit when they bought their first home. If you can purchase a duplex or triplex, for example, your home can serve as a longer-term investment, freeing up cash later on to purchase your \u201cdream home.\u201d<\/p>\n<p>Part of investing in your home is knowing what questions to ask and having a realtor who will truly listen to your wants and needs in a home. Be sure to run the following questions by your realtor:<\/p>\n<ul>\n<li>What is the minimum down payment?<\/li>\n<li>Is there a financial assistance program available?<\/li>\n<li>Are there ways to put a \u201chold\u201d on a place while still looking at other options?<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Think_twice_about_DIY\"><\/span>Think twice about DIY<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Is your home a fixer-upper? In theory, house flipping seems fun, but no one talks about the enormous amount of time, work, and money that goes into it. Do you have the time to tear down walls, rip up carpet, and scrub away grime? If you suspect the answer is no, it might be better to spend a little more money up-front on a newer home. If you are not well versed in renovating, all that hard work could go down the drain. Furthermore, if your project fails inspection for any reason (and there are many reasons it can fail inspection), you\u2019ll have to start from scratch! Saving money is great, but the stress and exhaustion that come with DIYing are not.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Dont_skip_over_inspections\"><\/span>Don\u2019t skip over inspections!<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Investing in a good home inspector can save you tons of money down the road by catching problems early on. When hiring an inspector, look into having another opinion like a specialist. HomeSelect Realty encourages clients to hire a specialist because most home inspectors are licensed to perform general home inspections. If your first home inspector finds something wrong, you\u2019ll have a licensed pro look more into detail and catch anything else that was missed. An instance could be that the general home inspector sees something wrong with the HVAC unit, but cannot say for sure exactly what the issue is. Bringing in an HVAC technician and finding the exact root cause during this time rather than when everything is said and done, saved you thousands of dollars in fixing it.<br \/>\nIf your inspectors happen to find hidden issues before you own the home, you should be able to negotiate with the sellers and have these issues covered and fixed.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Being a homeowner can be overwhelming, especially if you\u2019re a first-timer! Believe us when we say that a lot of us have been there. We\u2019ve gathered a summary of the most common things people wish they knew about home ownership \u2013 before they were homeowners.<\/p>\n","protected":false},"author":37,"featured_media":17202,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false},"categories":[1209],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v19.5 (Yoast SEO v19.10) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Things I wish I knew as a homeowner - Bellhop<\/title>\n<meta name=\"description\" content=\"We\u2019ve gathered a summary of the most common things people wish they knew about home ownership \u2013 before they were homeowners.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.getbellhops.com\/blog\/things-i-wish-i-knew-as-a-homeowner\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Things I wish I knew as a homeowner\" \/>\n<meta property=\"og:description\" content=\"Bellhop allows you to choose from a variety of local, long-distance, and labor-only moving services that suit your needs and budget.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.getbellhops.com\/blog\/things-i-wish-i-knew-as-a-homeowner\/\" \/>\n<meta property=\"og:site_name\" content=\"Bellhop\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/BellhopMoving\/\" \/>\n<meta property=\"article:published_time\" content=\"2022-09-02T19:52:38+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-11-03T18:48:50+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.bellhopblog.com\/blog\/wp-content\/uploads\/2022\/09\/tierra-mallorca-rgJ1J8SDEAY-unsplash-scaled.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"1922\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Nick Valentino\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@BellhopMoving\" \/>\n<meta name=\"twitter:site\" content=\"@BellhopMoving\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Nick Valentino\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.getbellhops.com\/blog\/things-i-wish-i-knew-as-a-homeowner\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.getbellhops.com\/blog\/things-i-wish-i-knew-as-a-homeowner\/\"},\"author\":{\"name\":\"Nick Valentino\",\"@id\":\"https:\/\/www.getbellhops.com\/blog\/#\/schema\/person\/0d1c7f232d2f71fbf2cfa16235d2d2bc\"},\"headline\":\"Things I wish I knew as a homeowner\",\"datePublished\":\"2022-09-02T19:52:38+00:00\",\"dateModified\":\"2022-11-03T18:48:50+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.getbellhops.com\/blog\/things-i-wish-i-knew-as-a-homeowner\/\"},\"wordCount\":687,\"publisher\":{\"@id\":\"https:\/\/www.getbellhops.com\/blog\/#organization\"},\"articleSection\":[\"Moving\"],\"inLanguage\":\"en\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.getbellhops.com\/blog\/things-i-wish-i-knew-as-a-homeowner\/\",\"url\":\"https:\/\/www.getbellhops.com\/blog\/things-i-wish-i-knew-as-a-homeowner\/\",\"name\":\"Things I wish I knew as a homeowner - 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