{"id":41988,"date":"2024-10-29T15:10:46","date_gmt":"2024-10-29T15:10:46","guid":{"rendered":"https:\/\/www.getbellhops.com\/blog\/?p=41988"},"modified":"2024-10-29T15:12:07","modified_gmt":"2024-10-29T15:12:07","slug":"before-you-buy-that-home-10-tips-for-hurricane-protection-flooding-and-forest-fire","status":"publish","type":"post","link":"https:\/\/www.getbellhops.com\/blog\/before-you-buy-that-home-10-tips-for-hurricane-protection-flooding-and-forest-fire\/","title":{"rendered":"<strong>Before You Buy that Home: 10 Tips for Hurricane Protection, Flooding and Forest Fire<\/strong>&nbsp;"},"content":{"rendered":"\n<p>Retirees with fixed incomes need to be aware of climate disasters when picking a home. I\u2019m writing this after Hurricanes Helene and Milton devasted the South. I sat in Yellowstone and watched stressed friends watching their Tampa homes flood. I am no expert but if I were looking to retire as risk-free as possible in Georgia or anywhere in the US, this is what I would look for.&nbsp;<\/p>\n\n\n\n<p><strong>1. Recently Built Planned Community&nbsp;<\/strong>&nbsp;<\/p>\n\n\n\n<p>Golf communities and 55+ retirement communities tend to cover large acreage. Look for communities with buried power lines and young trees that do not sprawl. I would avoid large trees close to homes that may fall. These communities can be pricey; however, a friend\u2019s <a href=\"https:\/\/cliffsliving.com\/community\/the-cliffs-at-keowee-springs\/\" target=\"_blank\" rel=\"noreferrer noopener\">home<\/a> in a such a community was fine during Helene.&nbsp;<\/p>\n\n\n\n<p><strong>2. <\/strong><strong><em>Nearly<\/em><\/strong><strong> Flat Land with Good Drainage<\/strong>&nbsp;<\/p>\n\n\n\n<p>Even in the mountains one can find hilltop developments that are <em>not<\/em> nestled in flood-prone valleys.&nbsp;<\/p>\n\n\n\n<p><strong>3. Hardened Infrastructure<\/strong>&nbsp;<\/p>\n\n\n\n<ul>\n<li><em>Buried power lines<\/em> are less likely to be impacted by storms.&nbsp;&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul>\n<li>An <em>emergency generator<\/em> is practically mandatory across the U.S. Ideally, if you are installing one, elevate it. My <a class=\"wpil_keyword_link\" href=\"\/fl\/tampa\/movers\/\"   title=\"Tampa\" data-wpil-keyword-link=\"linked\">Tampa<\/a> friends were lamenting their flooded generator sitting on the garage floor.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul>\n<li><em>Starlink internet<\/em>. Starlink sells an RV \/ Travel subscription that is monthly when used. You could buy one as a backup, and only pay monthly when you turn it on. I love it for camping, but this seems valid. You buy the equipment outright&nbsp;<\/li>\n<\/ul>\n\n\n\n<p><strong>4. Elevated Above Sea Level, Storm Surge and Flooding Rivers<\/strong>&nbsp;<\/p>\n\n\n\n<p>Forget the beach front. Sought-after homes in Tampa are 20-30 feet above sea level (and hard to find in that town). If you must live in a seaside community, seek elevation and enjoy the bike ride to an ocean view. Or, build with wind and flood damage in mind. Likewise, look closely at that riverfront lot, knowing that FEMA\u2019s flood maps (which regulate flood insurance) are backward-looking and <a href=\"https:\/\/www.washingtonpost.com\/weather\/2024\/10\/13\/fema-flood-maps-hurricane-helene\/\" target=\"_blank\" rel=\"noreferrer noopener\">don\u2019t reflect the reality of today\u2019s climate impact<\/a>.&nbsp;&nbsp;<\/p>\n\n\n\n<p><strong>5. Low Risk Ratings for Disasters<\/strong>&nbsp;<\/p>\n\n\n\n<p><a href=\"https:\/\/msc.fema.gov\/portal\/search\" target=\"_blank\" rel=\"noreferrer noopener\">FEMA<\/a> and <a href=\"https:\/\/firststreet.org\/\" target=\"_blank\" rel=\"noreferrer noopener\">First Street\u2019s<\/a> risk ratings drive insurance premiums for many properties. Look up any property address you may wish to purchase beforehand. FEMA\u2019s limits risk to flooding. First Street\u2019s shows 5 different factors including wind, flood, fire, heat and air.&nbsp;<\/p>\n\n\n\n<p><strong>6. Lakefront <\/strong><strong><em>Not<\/em><\/strong><strong> Seaside<\/strong>&nbsp;<\/p><div class=\"getbe-middle\" style=\"margin-left: auto; margin-right: auto; text-align: center; \" id=\"getbe-1091139915\"><a href=\"https:\/\/www.getbellhops.com\/book\/service\/\" aria-label=\"The Better Way to Move\"><img loading=\"lazy\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" alt=\"The Better Way to Move\" sizes=\"(max-width: 600px) 100vw, 600px\" width=\"600\" height=\"160\" style=\" max-width: 100%; height: auto;\" class=\"lazyload\" data-src=\"https:\/\/www.bellhopblog.com\/blog\/wp-content\/uploads\/2024\/03\/600x160.png\" data-srcset=\"https:\/\/www.bellhopblog.com\/blog\/wp-content\/uploads\/2024\/03\/600x160.png 600w, https:\/\/www.bellhopblog.com\/blog\/wp-content\/uploads\/2024\/03\/600x160-300x80.png 300w\"><\/a><\/div>\n\n\n\n<p>Lakes don\u2019t typically flood and offer that watery view if you need it. Still, I\u2019d look upstream at the lake\u2019s water source in case there is a chance of a <a href=\"https:\/\/www.youtube.com\/watch?v=K1Kg-QOq1pA\" target=\"_blank\" rel=\"noreferrer noopener\">dam-breach<\/a> or similar catastrophe upstream.&nbsp;<\/p>\n\n\n\n<p>The corollary to this is don\u2019t live below a dammed lake that could breach and collapse.&nbsp;<\/p>\n\n\n\n<p><strong>7. Home and Landscaping for Fire, Wind and Hurricane Protection<\/strong>&nbsp;<\/p>\n\n\n\n<p>My 120 acres in Colorado burned over in a summer afternoon dry-lightning strike. The metal roof and cleared area around the home saved it. You can find lots of tips online. Brick homes offer improved protection for fire and hurricane.&nbsp;<\/p>\n\n\n\n<p><strong>8. Robust Transportation for Evacuation and Rescue<\/strong>&nbsp;<\/p>\n\n\n\n<p>Isolated mountain towns in North Carolina still without power and water after Helene prove the importance of multiple transportation options, first for evacuation, then for resupply.&nbsp;&nbsp;<\/p>\n\n\n\n<p><strong>9. Community Commitment to Clear Fire Fuel<\/strong>&nbsp;<\/p>\n\n\n\n<p>A friend who lives in the California Gold Rush hills has a daily ritual of clearing the dead limbs and leaves that can spread fire. Ideally your future community in Georgia shares this strategic vision.&nbsp;&nbsp;<\/p>\n\n\n\n<p><strong>10. A Community with an Updated Disaster Plan<\/strong>&nbsp;<\/p>\n\n\n\n<p>Avoid towns with a blas\u00e9 attitude about disaster preparedness. Hurricane Helene showed that terrible hurricane outcomes are possible far inland.&nbsp;<\/p>\n\n\n\n<p>We wrote this with the hope it won\u2019t happen to you. We\u2019re <a href=\"https:\/\/www.getbellhops.com\/\" target=\"_blank\" rel=\"noreferrer noopener\"><em>Bellhop Movers<\/em><\/a>, experts at affordable, stress-free local and long-distance moves. We can handle <a href=\"\/ga\/atlanta\/long-distance-movers\/\">long-distance moves in Atlanta<\/a>, or <a href=\"\/ca\/los-angeles\/long-distance-movers\/\">cross-country moves from Los Angeles<\/a>. We care about your goods <em>and<\/em> our reputation. So check us out today for your next move.\u00a0<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Retirees with fixed incomes need to be aware of climate disasters when picking a home. I\u2019m writing this after Hurricanes Helene and Milton devasted the [&hellip;]<\/p>\n","protected":false},"author":37,"featured_media":25542,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false},"categories":[22],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v19.5 (Yoast SEO v19.10) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How to (Try) to Avoid Climate Disasters | Bellhop<\/title>\n<meta name=\"description\" content=\"It&#039;s getting harder and harder to avoid a climate disaster impacting your home. Here are some tips that might help.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.getbellhops.com\/blog\/before-you-buy-that-home-10-tips-for-hurricane-protection-flooding-and-forest-fire\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Before You Buy that Home: 10 Tips for Hurricane Protection, Flooding and Forest Fire&nbsp;\" \/>\n<meta property=\"og:description\" content=\"Bellhop allows you to choose from a variety of local, long-distance, and labor-only moving services that suit your needs and budget.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.getbellhops.com\/blog\/before-you-buy-that-home-10-tips-for-hurricane-protection-flooding-and-forest-fire\/\" \/>\n<meta property=\"og:site_name\" content=\"Bellhop\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/BellhopMoving\/\" \/>\n<meta property=\"article:published_time\" content=\"2024-10-29T15:10:46+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-10-29T15:12:07+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.bellhopblog.com\/blog\/wp-content\/uploads\/2023\/06\/Lucile-Avenue-Bridge.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1555\" \/>\n\t<meta property=\"og:image:height\" content=\"1037\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Nick Valentino\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@BellhopMoving\" \/>\n<meta name=\"twitter:site\" content=\"@BellhopMoving\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Nick Valentino\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.getbellhops.com\/blog\/before-you-buy-that-home-10-tips-for-hurricane-protection-flooding-and-forest-fire\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.getbellhops.com\/blog\/before-you-buy-that-home-10-tips-for-hurricane-protection-flooding-and-forest-fire\/\"},\"author\":{\"name\":\"Nick Valentino\",\"@id\":\"https:\/\/www.getbellhops.com\/blog\/#\/schema\/person\/0d1c7f232d2f71fbf2cfa16235d2d2bc\"},\"headline\":\"Before You Buy that Home: 10 Tips for Hurricane Protection, Flooding and Forest Fire&nbsp;\",\"datePublished\":\"2024-10-29T15:10:46+00:00\",\"dateModified\":\"2024-10-29T15:12:07+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.getbellhops.com\/blog\/before-you-buy-that-home-10-tips-for-hurricane-protection-flooding-and-forest-fire\/\"},\"wordCount\":675,\"publisher\":{\"@id\":\"https:\/\/www.getbellhops.com\/blog\/#organization\"},\"articleSection\":[\"More than Movers\"],\"inLanguage\":\"en\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.getbellhops.com\/blog\/before-you-buy-that-home-10-tips-for-hurricane-protection-flooding-and-forest-fire\/\",\"url\":\"https:\/\/www.getbellhops.com\/blog\/before-you-buy-that-home-10-tips-for-hurricane-protection-flooding-and-forest-fire\/\",\"name\":\"How to (Try) to Avoid Climate Disasters | Bellhop\",\"isPartOf\":{\"@id\":\"https:\/\/www.getbellhops.com\/blog\/#website\"},\"datePublished\":\"2024-10-29T15:10:46+00:00\",\"dateModified\":\"2024-10-29T15:12:07+00:00\",\"description\":\"It's getting harder and harder to avoid a climate disaster impacting your home. 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